Clarifications sought about Medicare issues

Over the past few months, these columns have raised plenty of questions about Medicare, present and future, and I’ve received many responses to those questions from readers. Today’s column addresses some of readers’ concerns about Medicare, a complicated program.

Q: Why do you refer to Social Security as social insurance?  This continues to baffle me just as those who continually refer to SS as a handout. It’s not a handout. That money has been taken out of every one of my paychecks since I was 16. This is my money. 

A: Social insurance is group insurance. Workers pay premiums in...

 

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